Homebuying 101
How to Get Pre-Approved: Your Complete 2026 Guide
Everything you need to know about the pre-approval process, from documentation to timelines to what lenders are really looking for.
Mpire Financial • NMLS# 1905939
Empowering Agents with AI Strategy & Guiding Homebuyers to Confidence
I help real estate professionals build modern lead generation systems powered by AI — and walk homebuyers through every step of the mortgage process with clarity and care.
Not sure where to start? Take the free 60-second Loan Quiz →
Two Ways to Work Together
Whether You’re Buying a Home or Building a Business
Choose the path that fits your goals. Both start with a simple conversation.
For Homebuyers
Your Mortgage, Demystified
Buying a home is one of the biggest financial decisions you’ll make. I’ll make sure you understand every step and feel confident at the closing table.
- Personalized loan strategy and pre-approval
- Step-by-step guidance through the entire process
- Access to educational resources and market updates
- Transparent communication — no surprises at closing
For Agents & Professionals
Scale Your Business with AI & Strategy
Whether you’re a solo agent or leading a team, I’ll help you build systems that generate leads, save time, and grow your business sustainably.
- AI-powered lead generation strategies and tools
- Classes and workshops for modern real estate pros
- Exclusive mastermind groups with ongoing accountability
- Co-marketing and referral partnership opportunities
About
More Than a Mortgage Broker
As Head of Direct to Consumer at Mpire Financial, I sit at the intersection of mortgage lending, real estate strategy, and emerging technology. My mission is simple: empower every person I work with — whether you’re buying your first home or building a real estate empire.
I teach agents how to use AI to generate leads and build systems that scale. I walk homebuyers through the mortgage process with honesty and clarity. And I believe that education is the foundation of every great financial decision.
500+
Clients Served
50+
Agents Trained
5.0
Avg Rating
What I Offer
Services Built Around Your Goals
From first-time buyers to seasoned agents, every service is designed to educate, empower, and deliver real results.
Mortgage Consultation
One-on-one guidance to find the right loan program, get pre-approved, and navigate the homebuying process with confidence.
First-Time Buyer Education
Workshops and resources designed to demystify the mortgage process for first-time homebuyers — from credit to closing.
AI & Lead Gen Classes
Hands-on training for real estate agents on using AI tools, automating lead generation, and building modern marketing systems.
Mastermind Groups
Small-group sessions for ambitious agents and professionals. Strategy, accountability, and direct access to what’s working now.
Agent Partnerships
Co-marketing, fast pre-approvals, and a referral relationship built on trust. Your clients get the white-glove experience.
Refinancing & Investment
Whether you’re lowering your rate, pulling equity, or financing an investment property — strategic lending advice you can trust.
Plan Your Purchase
Mortgage Payment Calculator
$70,000
Estimated Monthly Payment
$1,896
per month
Principal & Interest$1,769
Est. Property Tax$350
Est. Insurance$102
These calculations are estimates only and do not constitute a loan offer. Contact Cole Brantley for a personalized quote. NMLS# 1905939
What People Are Saying
Real Results, Real Stories
5 out of 5 stars
“The entire process was so much less intimidating than I expected. Every question I had was answered before I even had to ask. I felt confident and informed from day one.”
5 out of 5 stars
“The AI lead gen training completely changed how I run my business. I went from chasing leads to having a system that brings them to me. This is the real deal.”
5 out of 5 stars
“The mastermind group pushed me to think bigger. The strategies are actionable, the accountability is real, and the network I’ve built is invaluable.”
Learn Before You Leap
Latest Insights & Resources
AI Strategy
5 AI Tools Every Real Estate Agent Should Be Using Right Now
From automated follow-ups to content generation, these AI tools are transforming how top-producing agents run their businesses.
Market Update
What the Latest Rate Decision Means for Your Mortgage
Breaking down the Fed’s latest move and what it actually means for homebuyers, refinancers, and real estate investors.
Watch & Learn
Videos That Educate & Empower
First-Time Buyer Basics
AI for Real Estate Agents
Understanding Your Rate
Frequently Asked Questions
Answers to Common Questions
Ready to Get Started?
Whether you’re buying your first home or building your business, the next step starts with a conversation.